Making Your UK Healthcare Treatment More Affordable
Want to make that life-changing treatment a reality? An interest free finance package could be the answer.
Our partnership with Deko Finance means we can offer:
A discreet and personal service
A fast-tracked application process
High acceptance rate
Competitive repayment options, starting at 0% APR interest free
A selection of repayment periods over 12, 24, 36 or 48 months

How Much Are Treatments and Procedures at New Victoria Hospital?
We offer everything from surgery for slipped discs to hip replacements. Please take a look at our Self Pay package prices.
How Does it Work?
Here is an example. If your preferred treatment costs £3000, you would need to provide a 10% deposit yourself. In this case £300. However, Deko Finance could credit you the remaining £2700, to be paid off in 12 monthly payments of £225.
Treatment Cost | £3000 | £3000 | £3000 | £3000 |
---|---|---|---|---|
Deposit | £300 | £300 | £300 | £300 |
Credit | £2700 | £2700 | £2700 | £2700 |
Repayable by Monthly Payments of | £225 | £123.94 | £86.46 | £67.80 |
Duration of Agreement | 12 months | 24 months | 36 months | 48 months |
Interest Rate | 0% APR | 9.9% APR | 9.9% APR | 9.9% APR |
Total Amount Repayable (excl. deposit) | £2700 | £2975 | £3113 | £3254 |
For information on our complaint procedure, please see our dedicated page.
How Long Does a Finance Package Take to Arrange?
Our finance application process is extremely quick and straightforward. You will discover whether your application has been accepted, within seconds of completing it.
Applications must be made 14 days prior to a booked procedure.
Applicant requirements
18 years and over
UK residents who can provide a history of UK addresses for the past 3 years
In regular employment – minimum of 16 hours per week or £5,000 per year
If retired either receiving a private /company pension or disability allowance
Have a bank account that can deal with Direct Debits
Have a good credit history with no late payments, debt relief orders, CCJs, IVAs or bankruptcies
Have a valid email address
Our Medical Loan Calculator
Would you like to know the exact cost of your repayments? Just use this online calculator. Remember, the 10% deposit cannot be loaned to you.
Product | |
Value of Goods | |
Percentage of Deposit | |
Amount of Deposit | |
Amount of Loan | |
Term of Agreement | |
APR | |
Monthly Instalment | |
Loan Repayment | |
Total Amount Payable |
*Applicants: Must be 18 yrs and over; Must be a UK resident and able to provide 3 years address history; In regular employment (minimum 16 hrs per week or £5,000 per annum, unless retired and receiving a private / company pension or in receipt of disability allowance); Have a UK bank account capable of accepting Direct Debits; Have a good credit history with no late payments, debt relief orders, CCJs, IVAs or bankruptcies; Must have a valid email address.
The New Victoria Hospital Limited is registered in England and Wales No 05963364. We are credit broker and only offer credit products from Deko (a trading name of Pay4Later Ltd). The New Victoria Hospital Limited is authorised and regulated by the Financial Conduct Authority FRN 725247. Credit subject to age and status.